Monmouth Homes under $400,000

Monmouth Homes under $400,000

Welcome to Monmouth, Oregon – a charming city nestled in the heart of Polk County, where small-town charm meets vibrant community spirit. Known for its picturesque landscapes and friendly atmosphere, Monmouth is a hidden gem in the Willamette Valley, offering residents a unique blend of outdoor adventures, cultural experiences, and a strong sense of community.

Monmouth is home to Western Oregon University, which adds a youthful energy to the city and contributes to its rich cultural scene. The downtown area boasts a variety of local shops, cozy cafes, and restaurants that serve up delicious cuisine, making it a perfect spot for both residents and visitors to explore. The city is also surrounded by beautiful parks and natural spaces, ideal for hiking, biking, and enjoying the stunning Oregon scenery.

For those looking to settle down in Monmouth, there are fantastic housing options available, especially for first-time homebuyers or families seeking affordability. With homes priced under $400,000, you can find charming residences that fit your budget without compromising on quality or character. Whether you’re searching for a cozy bungalow, a modern townhouse, or a spacious family home, Monmouth has a variety of choices to suit your needs.

Living in Monmouth means embracing a lifestyle filled with community events, outdoor activities, and the warmth of friendly neighbors. Experience the joy of small-town living with the convenience of big-city amenities just a short drive away. Discover your dream home in Monmouth, where your ideal lifestyle awaits!

Newest Monmouth Homes under $400,000

101 Edwards # 17 Rd S Unit 17, Monmouth
$149,900
3 Beds ⋅ 2 Baths
Fully renovated 3 bed, 2-bath double-wide in Monmouth Mobile Estates, an all-ages park. New siding and skirting, paint inside and out, vinyl windows, plumbing, electrical, carpet, cabinets, lighting and tile baths with tiled primary shower. Ductless heat pump, Cadet heaters, tankless water heater and all new stainless appliances and stackable washer and dryer stay! The third bedroom doubles as an office. Fenced yard, carport, shed. Move-in ready! Rent is $850/month.

101 Edwards # 17 Rd S Unit 17, Monmouth

Listing Courtesy of PREMIERE PROPERTY GROUP, LLC ALBANY. CELL: 541-619-8382

751 Catron St N, Monmouth
$399,000
3 Beds ⋅ 2 Baths
Turn Key Gem. Completely remodeled with new covered patio, interior and exterior paint, partial new floors, landscaping and skylight. Quiet neighborhood conveniently located. This could be a beautiful primary home or a rental with close proximity to WOU. Ho HOA's.

751 Catron St N, Monmouth

Listing Courtesy of SMI REAL ESTATE. cell: 503-932-8785

307 Atwater St N, Monmouth
$397,000
3 Beds ⋅ 2 Baths
Just 0.8 miles from Western Oregon University, this home makes it easy to enjoy Monmouth. Grab coffee downtown, catch a campus event, then come home to a quiet evening by the fireplace. Sunlight fills the single-level living spaces, while mature trees shade a fenced backyard with room to garden or gather on the patio. A roof replaced in 2017, mostly replaced windows and slider, an updated electrical panel and a ductless heat pump add to the appeal. Make it yours or make the most of its location near campus. Just 0.8 miles from Western Oregon University, this home makes it easy to enjoy Monmouth. Grab coffee downtown, catch a campus event, then come home to a quiet evening by the fireplace. Sunlight fills the single-level living spaces, while mature trees shade a fenced backyard with room to garden or gather on the patio. A roof replaced in 2017, mostly replaced windows and slider, an updated electrical panel and a ductless heat pump add to the appeal. Make it yours, or make the most of its location near campus. Mortgage savings may be available for buyers of this listing.

307 Atwater St N, Monmouth

Listing Courtesy of REDFIN. cell: 407-744-1946

191 Catron St S, Monmouth
$385,000
2 Beds ⋅ 1 Baths
Adorable, updated, and full of possibilities! This charming mixed-use property offers flexibility for business or personal use. Fresh, inviting interiors, updated finishes, and a functional layout make it easy to envision a professional office, creative workspace, or cozy place to call your own. Conveniently located near campus, with easy access to surrounding amenities. Whether you're looking to work, live, or invest, this versatile property is ready for your vision!

191 Catron St S, Monmouth

Listing Courtesy of PREMIERE PROPERTY GROUP, LLC ALBANY. Cell: 541-974-3877

200 Gwinn St E, Monmouth
$299,990
3 Beds ⋅ 3 Baths
Extended Open House today 11:30am-7:30pm. Goodbye landlord! I am buying this affordable new construction in Monmouth! No HOA! Qualifies for 0% downpayment USDA financing. This bright Townhouse is not a condo as it includes the land and boasts a rare, 67-foot-deep, partially fenced backyard, offering endless room for outdoor living, pets, or gardening. Interior Highlights: Soaring 9-ft ceilings everywhere and an open great room complete with a sleek electric linear fireplace. Kitchen: Modern white cabinetry, whit soft close; durable quartz countertops, and SS appliances, refrigerator with ice and water dispenser included! Primary Suite: Features vaulted ceilings, a continental bath with a tub/shower combination, and three separate closets for exceptional storage.Convenience: Upstairs laundry room right off the bedrooms. Efficiency & Value:Year-Round Comfort: Energy-efficient mini-split heat pumps on each level provide heating and cooling right where you need it. The firewall between the units is 14.5 inches thick and extends from the foundation through the attic and is sound insulated with rock-wool. Garage with 8ft tall door.Unbeatable Price: Unmatched value at just $212/ft.² for new construction. Note: Property taxes have not yet been assessed.

200 Gwinn St E, Monmouth

Listing Courtesy of iHOMES. Direc: 503-881-4242

198 Gwinn St E, Monmouth
$329,990
3 Beds ⋅ 3 Baths
Extended Open House Today 11:30am-7:30pm. Goodbye landlord! I am buying this affordable new home in Monmouth! Only 2 homes available.No HOA! Qualifies for 0% downpayment USDA financing. This bright Townhouse is not a condo as it includes the land and boasts a rare, 67-foot-deep partially fenced backyard, offering endless room for outdoor living, pets, or gardening. Interior Highlights: Soaring 9-ft ceilings everywhere and an open great room complete with a sleek electric linear fireplace. Kitchen: Modern white cabinetry, durable quartz countertops, and SS apliances, refrigerator, Washer & dryer included! Primary Suite: Features vaulted ceilings, a continental bath with a tub/shower combination, and three separate closets for exceptional storage.Convenience: Upstairs laundry room right off the bedrooms.Efficiency & Value:Year-Round Comfort: Energy-efficient mini-split heat pumps on each level provide heating and cooling right where you need it. GArage with 9ft tall door.Unbeatable Price: Unmatched value at just $254/ft.². Note: Property taxes have not yet been assessed.

198 Gwinn St E, Monmouth

Listing Courtesy of iHOMES. Direc: 503-881-4242

196 Gwinn St E, Monmouth
$379,850
3 Beds ⋅ 3 Baths
A Bumpable Offer has Been Accepted. Goodbye landlord! I am buying this affordable and completed new construction in Monmouth that qualifies for USDA 0% downpayment. No HOA! This bright corner townhouse is not a condo as it includes the land and boasts a rare, 67-foot-deep partially fenced backyard, offering endless room for outdoor living, pets, or gardening. Interior Highlights: Soaring 9-ft ceilings everywhere and an open great room complete with a sleek electric linear fireplace. Kitchen: Modern white cabinetry, durable quartz countertops, and SS apliances, refrigerator, Washer&dryer included! Primary Suite: Features vaulted ceilings, a continental bath with a tub/shower combination, and three separate closets for exceptional storage.Convenience: Upstairs laundry room right off the bedrooms.Efficiency & Value:Year-Round Comfort: Energy-efficient mini-split heat pumps on each level provide heating and cooling right where you need it. Garage with 8ft tall door.Unbeatable Price: Unmatched value at just $268/ft.². Note: Property taxes have not yet been assessed.

196 Gwinn St E, Monmouth

Listing Courtesy of iHOMES. Direc: 503-881-4242

444 Heffley St S, Monmouth
$369,999
3 Beds ⋅ 1 Baths
Assumable FHA Loan. Updated 3-bed, 1-bath Monmouth home with many major improvements already completed! Features include a new roof & skylight, fresh exterior and interior paint, remodeled bathroom, new living room carpet, kitchen backsplash, newer oven, updated landscaping, gates & more. Enjoy a spacious backyard with hot tub and a large detached shop offering room for storage, hobbies or projects. Conveniently located near downtown Monmouth & WOU. 3D Tour Link: https://my.matterport.com/show?play=1&lang=en-US&m=XGjHGzR2LnJ

444 Heffley St S, Monmouth

Listing Courtesy of HAVENROSE REAL ESTATE. CELL: 503-400-2771

851 Griffin Dr, Monmouth
$399,900
3 Beds ⋅ 2 Baths
Accepted Offer with Contingencies. Nicely updated single-level ranch in a desirable Monmouth neighborhood near Western Oregon University with easy access to Salem. Vaulted ceilings, butcher block counter tops, pantry, and newer appliances all included. Spacious primary suite with spacious closet. Private, tree-shaded backyard keeps the home cool and features a large patio and raised garden beds. Newer roof (approx. 3 years), EV charger, security cameras, fresh front exterior paint, and attached 2-car garage. Move-in ready!

851 Griffin Dr, Monmouth

Listing Courtesy of PREMIERE PROPERTY GROUP, LLC ALBANY. Cell: 541-570-9121

1023 Josephine St E, Monmouth
$389,900
3 Beds ⋅ 1 Baths
Great starter home or investment property! This 3 bed 1 ba home with fenced yard and room for recreational parking has had many updates including: new roof 8-5m new Hardi siding with barrier and painted, LVP, front porch, remodeled kitchen with new cabinets, pantry, dishwasher, microwave and stove with tile backsplash and countertops, faucet & disposal. Home has ductless heatpump. This like new home is ready for you close to schools, shopping and Hwy 99

1023 Josephine St E, Monmouth

Listing Courtesy of WINDERMERE PACIFIC WEST PROP. Direc: 503-580-0160

103 Atwater St S, Monmouth
$370,000
3 Beds ⋅ 1 Baths
This beautifully updated one-level home sits on a large, divisible lot with strong potential for multifamily development. Ideally located near shopping and schools, the 3-bedroom, 1-bathroom residence features a fully renovated kitchen and bathroom, a manicured and fully fenced backyard, and plenty of parking for an RV or boat. It also offers GFA heating and all-new vinyl windows. Truly move-in ready!

103 Atwater St S, Monmouth

Listing Courtesy of WINDERMERE WILLAMETTE VALLEY. Agent: 541-740-9497

270 Gwinn St W, Monmouth
$342,000
4 Beds ⋅ 2 Baths
TAKE A LOOK at this CUTE Monmouth, Oregon home. Clean, move in ready and easy acess to Western Oregon University and downtown Monmouth. 4 bedroom/2 bath. NEW roof and exterior paint in 2025. NEW sewer line and range 2026. Updated bathroom and flooring. The layout works really good for a roommate or dual living situation with 2 bedrooms and 1 full bath on each end of the house. Enjoy the big fenced yard and covered deck. Low trafficked street. This is a great rental or first home!

270 Gwinn St W, Monmouth

Listing Courtesy of C CABLE REALTY. Direc: 503-931-6800

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Based on information from Willamette Valley Multiple Listing Service, which neither guarantees nor is in any way responsible for its accuracy. All data is provided AS IS and with all faults. Data maintained by Willamette Valley Multiple Listing Service may not reflect all real estate activity in the market.

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