Independence Homes under $400,000

Welcome to Independence, Oregon – a charming city nestled in the heart of Polk County, where the Willamette River flows gracefully, and the spirit of community thrives. With its picturesque landscapes and rich history, Independence offers a delightful blend of small-town charm and modern conveniences, making it an ideal place to call home.

Independence is not just known for its scenic beauty but also its vibrant local culture. The city hosts a variety of events throughout the year, including the popular Independence Day Festival, which showcases the community's pride and unity. You'll find delightful parks, quaint shops, and a selection of eateries that cater to every palate, ensuring that there's always something to do and see.

For those seeking affordable housing options, Independence has a fantastic selection of homes available for under $400,000. This makes it an attractive destination for first-time homebuyers, families, and retirees alike. Whether you’re looking for a cozy bungalow, a spacious family home, or a charming cottage, Independence has a variety of properties that fit your budget without compromising on quality or comfort.

With its friendly neighborhood atmosphere and access to outdoor activities like hiking, biking, and fishing, Independence is a place where you can truly enjoy the beauty of Oregon living. Explore the possibilities of homeownership in this inviting city, and discover why so many are choosing to make Independence their forever home. Your dream home awaits!

Newest Independence Homes under $400,000

$365,900

3 Beds ⋅ 2 Baths

Home Sweet Home! Built in 2025, this beautiful home offers modern living, an open floor plan, and plenty of space for the whole family. Conveniently located close to everything you need, this home also offers lots of parking for added convenience. Come take a look and see all this wonderful property has to offer! Listing agent is also the owner.

538 S 7th St, Independence

Listing Courtesy of HOME READY REALTY LLC. Cell: 503-851-3663

141 S 17th # 15 St Unit 15, Independence

$190,000

3 Beds ⋅ 2 Baths

Discover this stunning 2020 home in the quiet, centrally located Ash Creek ALL AGES park. Vaulted ceilings welcome you into a spacious 3-bed, 2-bath layout. Enjoy a modern kitchen w/island, pantry, & dining area. The large primary suite features a walk-in closet & ensuite bath. Two additional bedrooms offer space for family, guests, office, or hobbies. Step outside to a lovely deck & private backyard w/room to play. Includes 8x12 garden/hobby shed.

141 S 17th # 15 St Unit 15, Independence

Listing Courtesy of JMG JASON MITCHELL GROUP-ALBANY. Cell: 541-971-9976

$397,900

3 Beds ⋅ 2 Baths

SELLER OFFERING $10,000 TOWARD BUYER'S CLOSING COSTS! Charming single-level home in a desirable neighborhood. Seller has made several improvements to prepare the home for its next owner, including fresh interior paint, new bathroom cabinets/vanity/bath fan, faucets, and toilets; plus a new dishwasher, refrigerator and like-new stove in 2025. Additional features include a newer roof (2023), solar panels to be paid off at closing, vaulted ceilings, and a spacious primary suite with walk-in closet. The functional floor plan offers 3 bedrooms, 2 bathrooms, a 2-car garage, and a fully fenced backyard with room for RV or boat parking. Whether you're a first-time homebuyer, investor, or someone looking for a home with room to personalize, this property offers exceptional value and potential. Conveniently located near schools, shopping, and downtown Independence. Many updates are already complete, leaving you the opportunity to add your own personal touches and make this home your own. Don't miss this opportunity--and DON'T MISS THE $10,000 SELLER CREDIT TOWARD CLOSING COSTS!

1317 Northgate Rd, Independence

Listing Courtesy of JOHN L. SCOTT-SALEM. Cell: 503-551-2522

$299,000

2 Beds ⋅ 1 Baths

Corner-lot bungalow featuring a cozy fireplace and a charming dining room with built-in cabinetry. The kitchen and remodeled bathroom offer modern updates, while the spacious, updated large utility room provides added functionality. The primary bedroom includes a walk-in closet, and an attached workshop/storage space offers plenty of room for projects, or additional storage.The spacious yard is filled with established fruit and nut trees, including cherry, Fuji apple, pear, pecan and walnut.

221 Walnut St, Independence

Listing Courtesy of HOMESMART REALTY GROUP. Cell: 503-381-6573

$349,000

2 Beds ⋅ 2 Baths

Accepted Offer with Contingencies. Historical home in Independence. 2 bedroom 2 bath home with new roof in 2024. Has a lot of character and charm.

115 S 6th St, Independence

Listing Courtesy of HOMESMART REALTY GROUP. Cell: 503-580-7381

$89,000

2 Beds ⋅ 2 Baths

HVAC/AC, leaf guard system, front and rear patios, fully fenced yard, electric range, triple-pane windows, walk-in shower, soaking tub, metal roof, carport storage. Park rent includes water, sewer, garbage. AI has been used to remove truck from first photo and on bedrooms and bathroom. Buyer must obtain park approval.

141 17th #3 St Unit 3, Independence

Listing Courtesy of KELLER WILLIAMS CAPITAL CITY. Cell: 503-930-1047

$389,900

4 Beds ⋅ 3 Baths

Great opportunity to own a fabulous home! This home has a great room floorplan on the main level with a slider to the fully fenced backyard. Nice island kitchen. Upstairs you will find all bedrooms and two full bathrooms. The primary suite has a large bathroom and plenty of closet space. Other three bedrooms are good sized. Large backyard with a patio and shed. Home needs some updates and is as is.

195 Picture St, Independence

Listing Courtesy of STELLAR REALTY NORTHWEST. Cell: 541-905-1962

$319,900

3 Beds ⋅ 2 Baths

Remodeled house ready to go! New Roof, new flooring, and much more. Conveniently located by the Independence airport. 3 bed 1.5 bath. Stainless Steel refrigerator and Washer and dryer included in the sale. Covered front porch as well as 11x11 shed out back.

215 N Polk St, Independence

Listing Courtesy of WINDERMERE PACIFIC WEST PROP. Agent: 503-409-9847

$320,000

1 Beds ⋅ 1 Baths

Welcome to this charming home in the heart of Independence! Perfectly situated just minutes from historic downtown, local parks, schools, shopping & restaurants, this property offers the ideal blend of comfort with ductless heat & cooling, updated siding & vinyl windows. Inside you'll find a warm & inviting interior filled with natural light & functional living spaces designed for everyday living and entertaining alike. Lot can be divided per the city or build another home & keep this for an ADU

466 S 6th St, Independence

Listing Courtesy of CHEDDAR REALTY. Cell: 503-881-3560

$385,000

3 Beds ⋅ 2 Baths

Back on the market due to buyers financing. No fault of home or seller. Solid, comfortable, and spacious 3 bedroom 2 bathroom home with family room and living area! Updates include new roof, gutters, and updates shower in 2026. Generous front and back yards perfect for relaxing and entertaining. Well loved and cared for, it is ready for you to make it your own!

540 N 12th St, Independence

Listing Courtesy of TU CASA CORPORATION. 971-600-5965

$372,900

3 Beds ⋅ 1 Baths

Amazing move-in ready home in desirable Independence. Close to Main Street for community enjoyment but situated in a lovely neighborhood for time just at home. Tasteful updates include new kitchen cabinets, granite counters, stainless appliances, vinyl plank flooring, fresh paint throughout & new roof in 2024. Large chef's kitchen & dining area w/ sliders that open to a large & private backyard. Lush & mature landscaping with wonderful paver patio, fire pit & raised garden beds. Don't miss out on this gem!

1335 Wildfang Dr, Independence

Listing Courtesy of HOMESMART REALTY GROUP. Agent: 503-881-9029

$375,000

4 Beds ⋅ 2 Baths

Great investment or owner-occupied property in Independence. RH Zoning and lot size offer many possibilities to develop. This duplex offers two 2-bedroom, 1 bath nits with a total of 1296 sf on a spacious .22 acre lot. Each unit features a comfortable living area, dining space, range, refrigerator, W/D hookups. Updates include; roof, siding, windows, electrical. MLS 842891

180 S 16th 182 St, Independence

Listing Courtesy of WINDERMERE PACIFIC WEST PROP. 503-689-4232

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Based on information from Willamette Valley Multiple Listing Service, which neither guarantees nor is in any way responsible for its accuracy. All data is provided AS IS and with all faults. Data maintained by Willamette Valley Multiple Listing Service may not reflect all real estate activity in the market.